Payactiv pay advance app isn't available on Finder right now. Something went wrong while submitting the form, please, Payactiv costs nothing to the employer and helps them boost employee engagement and reduce turnover by supporting the holistic financial improvement of their employees., Payactiv allows employees to withdraw their earned wages at any point during the month to pay for bills, medical expenses, and more. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, MoneyLion loan review: Credit-builder loans for members. I called three to four times the last two days and Im so glad I got Natalie this time. PayActiv works best with a linked bank account, but its not necessary to have a bank to have funds preloaded onto your PayActiv prepaid Visa and use your Visa card for bill paying, purchases and more. Dave charges a $1 per month membership fee, which is much lower than Empower. I've had multiple attempts simply time out waiting for reps to respond. Select your state to see the options available to you. One drawback is that Empower charges an $8 monthly fee. The platform also supports 1:1 consultations with financial coaches, savings guidance, discounts, and expense tracking. +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. Articulate , very informative , and patient. UKG Wallet, powered by the mighty Payactiv, experienced an update that has caused it to no longer update my hours. I had been sick with the flu and was in desperate need of cash for meds. However if you ever need support with this company call the phone number and ask for Ronnie OConnor, twice now this man has gone out of his way to make sure I fully understood the issue I was experiencing and how to correct it and was clear and polite despite me not being so at times and if hes not already running the customer service call center for this company he damn well should be! It goes against our guidelines to offer incentives for reviews. With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. I'm so grateful to have had the wonderful customer service he was able to provide for me. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. It requires no credit check to access funds, and the amount you can withdraw is based on the pay youve earned. Employees can access their earned wages by ACH bank transfer, real-time transfer to a Payactiv Visa Card, or direct transfer to a bank account. Payactiv uses time and attendance data to provide earned wage access to employees. :), Very pleasant and understanding respectful and kind .Very tech savvy and was able to take care of my problems with being kicked out of my account almost every single day I've had a hard time with past customer service not understanding what I need help with , but this person was able to remain calm , empathetic,and made sure each situation was fully addressed and resolved. First, since the money in your PayActiv account is held by Central Bank of Kansas City, an FDIC-insured institution, your money up to $250,000 is protected. Like Empower and PayActiv, Dave also offers money management features. Payactiv has partnered with 1500+ businesses and served over 2 million users since its inception in 2012. eToro Review 2023: Is It the Right Trading Platform for You? How likely would you be to recommend finder to a friend or colleague? :). Their customer representative dont know anything. Compare price, features, and reviews of the software side-by-side to make the best choice for your business. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more. We're looking into your account. Once an employer agrees to offer Payactiv to their employees, the service can go live within 48 hours. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. I will never forget this. J.P. Morgan Wealth Management Review: Plans Tailored to Your Financial Goals, Dosh Review 2023: Getting You the Most Back on Your Purchases. Hi Bella,Thank you for taking the time to write a review about your experience. Hi Eric,Thanks for letting us know about your concern. If your employer doesnt partner with Payactiv, you must be over 16 and have a valid Social Security number to sign up for a Payactiv card. Dawn Allcot is a full-time freelance writer and content marketing specialist who geeks out about finance, e-commerce, technology, and real estate. Carefully review your finances and the loan cost to make sure it fits your budget. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. We always try our best to do our job well and your kind words make it all worthwhile. Hi there,We sincerely apologize for the inconvenience. This company is truly amazing and is honestly training their employees to be efficient kind mindful and helpful because it all showed with this customer contact today. I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. Visit our guide to cash advance apps to learn about how these apps work. I give up, too much effort for a service that is too easy to live without. If you have questions about Payactivs security policies, contact the company on its website. thank you! I want to give Grace a big thank you for giving me a call back and explaining what happened to my account and getting it cleared. See this Kraken review to learn the pros and cons of Kraken. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Shes the best and everyone should be more like her. If your employer doesnt partner with Payactiv, then this provider might not be worth the trouble. Its an app that people can use just like a regular wallet to store their card details and information. To resolve your issue, we need your account details. Otherwise, it charges these two types of fees: When you request an advance, Payactiv can send the money to your bank account, debit card or a Walmart Money Center. As a proud B Corp, Payactiv holds itself to the highest verified standards of transparency and accountability. He fixed the issue, even when my phone died and I called back. I gladly provided all this, but Payactiv decided to withdraw the money back and then I started "dancing", "dancing" which lasted two months! They don't care at all.. don't use payactive..please don't. Hi there,We sincerely apologize for your negative experience. Like other cash advance apps, Payactiv also offers financial wellness services. Be sure to include your Employer's name, Employee ID, and Mobile number. If you're ready to get a Payactiv demo, we suggest getting in touch for a look at the product and quote. Please try again later. Using PayActiv is free for many services, including withdrawing funds from a partnered ATM. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. Just send an email to support@payactiv.com. Payactiv in 2012 created earned wage access, a service that allows workers to get an advance on their paychecks between pay periods. Alan Davis was very awesome. We'd like to turn this around and resolve your issue ASAP. Borrow up to $500 with just a few swipes but only for residents of 21 states. If there's anything you need in the future, we're here 24/7. Business Profile PayActiv, Inc. Financial Services Contact Information 4880 Stevens Creek Blvd #102 San Jose, CA 95129-1276 Get Directions Visit Website Email this Business (877) 910-8400 Primary. Consider alternatives before opting for a short-term loan: Payactiv pay advance app is not currently available on Finder. If your employer offers EWA, all fees to access your earned wages are less than $3. In terms of security, no app is 100% secure. Live support is available 24/7/365 online or by phone, according to the PayActiv website. It's compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). Their support team provides on-site implementation and training where required. Box 30963, Oakland, CA 94604, Image: Young woman using a mobile phone and laptop while working, Image: person using their smart phone at a desk, Image: Man and woman sitting on a couch together, looking at a tablet, Image: Woman sitting on her couch in her living room, reading on her tablet, Image: Woman standing in a laundromat, looking at her phone. Compare OrbisPay vs. Payactiv using this comparison chart. Its compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). She lives on Long Island, New York, with a veritable menagerie that includes 2 cats, a rambunctious kitten, and three lizards of varying sizes and personalities plus her two kids and husband. What Is DiversyFund? Your employer automatically deducts the advance from your next paycheck, so theres technically no repayment term. Like I said, I do want to thank him again for this. The review found that, on average, the cost to borrow $500 from a payday lender in Louisiana for four months was $435, or an interest rate of 405%. Beware Dont Use. She was kind and courteous and advised me that the previous agent I spoke with was able to resolve my issue. That's why we provide features like your Approval Odds and savings estimates. 1 Standard rates for data and messaging may apply from your wireless provider. A team member will be in touch ASAP. Transfers to bank accounts and other debit or prepaid cards will be complete within 48 hours, or you can pay a $1.99 fee to receive the money instantly. Anyways 5/5 for Davis M! I should have listened! He knows how to do his job and seems to care about it and the customers he's helping. We always try our best to do our job well and your kind words make it all worthwhile. Over 1500 companies use Payactiv including Uber, Pizzahut, Subway, Alorica, Hilton Hotels & Resorts, and Signature Healthcare. Bottom line: This employer-based pay advance app offers low-cost advances on paychecks with no bank account required. We hope to find a solution that makes you smile. Hi Geraldine,We sincerely apologize for the inconvenience. If i could i would give 0 stars this app and the service they give is horrible . Editorial Note: This content is not provided by PayActive, Empower or Dave. Agent after agent kept telling me to wait an additional 24 hours. Thanks to both of them for getting this resolved n the excellent customer service. One of our representatives will be reaching out to you shortly to assist you. Comes with the option to change your due date so you wont fall behind on repayments. Her lengthy list of publishing credits include Bankrate, Lending Tree, and Chase Bank. This date may not reflect recent changes in individual terms. . Get company announcements, pick up shifts, and get reminders and alerts from work. We strive to provide the best experience we can for our customers, and we're sorry that your previous experience did not meet the standard. Payactiv can be used by businesses of all sizes. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Hi Michelle,We sincerely apologize for your negative experience. You may even pay less for Dave than you would with PayActiv, depending on the PayActiv services you use each month.