A redemption statement details how much we require from you to close your loan account on or before a specified date. Call us now on 020 8979 9684. Alternatively, please contact us by telephone or letter and we will be happy to help you. We cannot assist with these queries. Although we provide you with an e-mail address, you need to be aware that e-mail is not a secure way to get in touch. Tax free is the contractual rate of interest payable where interest is exempt from income tax. We cannot assist with these queries. You should also check with your building/contents insurer to see if you need their consent. Also, if applicable, tell us if you'd like the figure to be based on your insurance policy being cancelled or continued at redemption. This section may also help you if you have a query after receiving your annual mortgage statement or a query with the balance on your mortgage account. Our tracker rate mortgages are linked to Bank of England Bank Rate (also known as Bank of England repo rate). Our tracker rate mortgages are linked to Bank of England Bank Rate (also known as Bank of England repo rate). We are NOT regulated by the Financial Conduct Authority and the sites content is completely independent from the mortgage lender known as 'Birmingham Midshires'. If you would like more information please call us on 0345 300 2627 (our lines are open 8am to 8pm Monday to Friday and 9am to 1pm Saturday). Registered in Scotland No. What does APR and APRC mean, and what does it represent? You may wish to look at any government guidance issued. But you can see how much your monthly mortgage payment could change and find out what happens next, by using our Rate Change Calculator. Birmingham Midshires mortgages. We don't accept credit cards or debit Mastercards (cards beginning with a 5). mortgagedocuments@nationwide.co.uk Do you want this sent by Fax or Post? The following costs also need to be considered for any new mortgage, some of these costs may not applicable to remortgages and product transfers. Details of this rate can be found on the Bank of England website or in the Financial Times or other leading newspapers. This is an annual interest rate which takes account of fees and charges to reflect the total cost of your mortgage. Registered office: The Mound, Edinburgh EH1 1YZ. If you have any queries, please contact the Land Registry at www.landregistry.gov.uk. We no longer accept Direct Debit payments from a savings account. If the account number is under the previous format starting 200, this will need to be converted to the new account number beginning with 60, if your client is not aware of the new number they will find this on their latest Mortgage statement or migration letter. Gross rate means that we will not deduct tax automatically from your interest. If your monthly payment is recalculated as a result of a change in our interest rates, following a BoE Base Rate change, we will always give you a minimum of 4 working days' advance notice before the new payment is due. Wobaston Road To contact the FCA Consumer helpline, please ring 0800 111 6768. Birmingham Midshires Corporate Centre Pendeford Business Park . We will answer your queries as soon as possible, thank you for your patience. If a Disclosure Form has already been provided for a valuation carried out before 23 September 2022, they will accept a restructuring of the financial incentive from Stamp Duty to a different type of incentive (including cashbacks) of equal value. This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. Birmingham Midshires is a division of Bank of Scotland plc. The Council of Mortgage Lenders' Handbook for Birmingham Midshires in England and Wales Section 4.5 addresses this specifying: By fax to fax no. Previously, Birmingham Midshires was a building society, known as the Birmingham Midshires Building Society . Please note a new Disclosure Form does not need to be submitted and we do not need to be informed. 3 years' later, I wanted to move, and on selling my property, I then approached BM to port the mortgage only to be told that I had been sold the wrong product . Please ensure that you run a LENDERmonitor LM04 before submitting a COT to a lender. What if I have made an arrangement to pay a different amount or my account is in arrears? If you do not pay by direct debit, please continue to make the payment that you have agreed with our collections team or contact them to review your arrangement. To ask us for the total amount needed to repay your mortgage, please call to request a redemption statement on 0345 300 2627. If you don't have a To ask us the full amount needed to pay your mortgage, call to request a refund statement at 0345 300 2627.We are open Monday to Friday from 8:00 a.m. to 8:00 p.m., and on Saturdays from 9:00 a.m. WV9 5HA. You won't need to notify us if you're providing: It's important you consider whether by providing this support you are still able to afford your household bills, pay your mortgage and it doesn't put you in financial difficulty. As of Monday 21st November 2022, Barclays will require all COTs to be submitted via the Lender Exchange portal. This site is intended for UK residents unless otherwise stated. AER means Annual Equivalent Rate. To make a withdrawal, send your passbook (if you have one) and a signed withdrawal 0345 *******or by post to Completions, Mortgage Services, Trinity Road, Halifax HX1 2RG. Lines are open Monday to Friday, 8:30am to 5:30pm and Saturday 9am to 1pm. Pendeford Business Park Compare My Move Fact-Checking Standards. Birmingham Midshires is a division of Bank of Scotland plc. To stay up to date with your mortgage, please call us SC327000. If you pay by direct debit, we will collect the arrangement amount that has been agreed with you. To read the PDF document with a screen reader please link to the Access Adobe website, BM Standard Variable Rate will go from 7.84% to 8.34%, a room(s) in your own home (current limit of 2 lodgers will not apply), a residential property you own (there's no need to request consent to lease but you'll need to obtain a tenancy agreement). Borrowers Address including postcode If there are any changes to the amount, date or frequency of your Direct Debit, Birmingham Midshires will notify you in advance of your account being debited or as otherwise agreed. Registered office; The Mound, Edinburgh, EH1 1YZ Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. For telephone line opening times, please read the information in our contact section. If your mortgage started after 1 May 2000, your title documents will be held electronically at the land registry for English and Welsh properties. Latest Product Updates : Birmingham Midshires reduces BTL Rates - 01/12/2022 {Bank Rate increased to 4% - February 2023|Bank Rates increased to 4% in February 2023|Bank Rates Increased to 4% - February 2023} . It previously had 67 branches throughout England and Wales. A contact number and the best times to contact you, as we'll call you once we've received your email. You can make a mortgage payment using your debit card for any amount between 5 and 60,000 by calling us on 03845 300 2627. on 0345 300 2627 to change your Direct Debit so that the payments come from a current account. redemption & mortgage statements, payments holidays, over payments and general account queries. Borrowers Full Names Always remember anyone can post on the MSE forums, so it can be very different from our opinion. For telephone line opening times, please read the information in our contact section. Registered in Scotland No. Wolverhampton You'll need to fill out our online form to request a redemption statement. Our tracker rate mortgages are linked to Bank of England Bank Rate (also known as Bank of England repo rate). If you want to know the total amount needed to repay your mortgage, please call to request a redemption statement on 0345 727 3747. If you have any questions, or want more details about how we use your personal information, you can call us on 0345 725 3253. Birmingham Midshires no longer offers mortgage products direct to customers. We do not provide any advice on our website and the content is for information purposes only. Firms are reminded not to submit any of the following completion documentation to these email addresses. If your account is in arrears and you have a repayment plan in place, please review the terms of the plan as payments may need to be altered. Find top links about Birmingham Midshires Mortgage Login along with social links, FAQs, and more. If you have a query which doesn't fit into any of the categories on this page, you can write to us at: Birmingham Midshires Mortgage Servicing Our tracker rate mortgages are linked to Bank of England Bank Rate (also known as Bank of England repo rate). We don't accept credit cards or debit Mastercards (cards beginning with a 5). This gives an overview of the changes we made: Things to Know About Your Account (PDF, 49KB). AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. These are our main contact details. complete all relevant sections. For mortgages with a pre fix of 20: 0345 835 7860. If you require assistance, please contact us on: Customer Services: Telephone: 01252 812 271. Replacement email addresses are already in place, operational and you may already be using them. Leeds Building Society. BIRMINGHAM MIDSHIRES MORTGAGE CONDITIONS 2019 IMPORTANT INFORMATION It's important that you read your mortgage conditions so you understand how your mortgage works. Please contact our customer support team on 0800 298 5714, who'll be able to arrange this for you. If the desired completion date is imminent and the certificate of title has been submitted with the stipulated 5 working days advance notice period, then you can escalate your request to the following email address CompletionsEscalations@barclayscorp.com, again ensuring that you include all the necessary reference information, as stated above. Residential and Commercial Property Searches from SafeMove, a part of Yorkshire Water including the CON29DW Drainage and Water search for the Yorkshire and North Humber Region If for any reason your submission isnt successful, you should attempt to resubmit a new COT. Please call us if you'd like us to do this. We will always give you more notice when we are able. Please visit Birmingham Midshires direct at www.bmmortgages.co.uk for administrative enquiries such as; address changes, redemption & mortgage statements, payments holidays, over payments and general account queries. You are responsible for paying any tax due to HM Revenue and Customs. Please call us on 0345 300 2627. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Birmingham Midshires no longer require title documents for loans granted after 1 August 2008, with the exception of SASINE cases. They will no longer accept copies received by email, fax or post. Birmingham Midshires is a division of Bank of Scotland plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. This will typically contain your current mortgage balance, outstanding interest, daily rate of interest, and any redemption or closure fees (if applicable). You may require this for information purposes or because you intend to close your account. SC327000. Lines are open Monday to Friday 9am to 5:30pm. AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. To read the PDF document with a screen reader please link to the Access Adobe website. You will receive this letter by mid-October, if you have any . Each sub-account has a separate monthly payment that we total before collecting the full amount from you each month. There are a number of reasons your mortgage balance may increase including: If your mortgage balance has decreased, this may be due to previous overpayments made. If you had more than one account on a single property, we will issue your statement based on the start date of the oldest account. When expanded it provides a list of search options that will switch the search inputs to match the current selection. You may require this for information purposes or because you intend to close your account. We can only deliver to the correspondence address we currently hold on our system. rate on your account. Mortgage Loans will be made by Birmingham Midshires. 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Birmingham Midshires. Contact our press team at Lloyds Banking Group media relations team, Birmingham Midshires Corporate Centre Leeds If your mortgage started before 1 May 2000, or is a property in Scotland or Northern Ireland please contact us on 0345 300 2627 for further information. If you are already using a conveyancer, perhaps because you are moving house, they will usually ask us for the amount needed to repay your mortgage and will deal with repaying it. Look at this section if you require a copy statement, a part year statement, redemption or closing statement for your mortgage account. This will typically contain your current mortgage balance, outstanding interest, daily rate of interest, and any redemption or closure fees (if applicable). Nationwide Building Society - Removal of Fax SC327000. What to do should you have a query on a case or additional documentation: Title Completion Certificate (TCC) Our tracker rates are linked to the Bank of England base rate administered by the Bank of England, this rate can go up or down which will impact the cost of your mortgage payments. Please note we can only take debit card payments from customers named on the mortgage account. . The total monthly payment is made up of all the sub-account payments. It's important to note that the changes we make to Birmingham Midshires Standard Variable Rate may not change in line with or at the same time as the change to the Bank Rate, as other factors can also influence the rates that we set. If you decide to e-mail us, do not quote any sensitive account information such as your account numbers, we won't be liable for any lost data you supply. Please complete the following information: Title. Registered Office: The Mound, Edinburgh, EH1 1YZ. For any sub-account where an early repayment charge applies, currently as a concession, in each calendar year you can make regular or lump sum overpayments of up to 10% of the amount owed at 1st January without having to pay an early repayment charge. Find details of the early repayment charges that would apply if you paid your mortgage off in full. How do I make a withdrawal from my account? Birmingham Midshires is a division of Bank of Scotland plc. Commercial customers: 0161 333 7415. Calls may be monitored and recorded for security and training purposes.