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We are specialists in helping renters with damaged credit qualify for apartment leases. for ways to Increase their Employee Overall Job Satisfaction. We get you in. Dominate search results. Call Now let's get you into your new Home. Ive recommended them to over 4 people and Ill continue to recommend them. Just because someone shouts anything doesn't make it true. I am very happy with my new place! Total income including guaranteed bonuses are included in annual income. If you need a co-signer, apply with OneApp Guarantee. From the multiple email addresses used to contact us, when we clearly tell our agents to avoid confrontation with such vile human beings.TEXT MSG THREAT:Text Message: https://ibb.co/NsrPDmFAnyone should steer clear of this woman Annalise Foxx and her delusions grandeur, infalted sense of importance where she feels she is exempt from rules others have to follow, or wait to be attended to or she will cry out fowl that your business is a SCAM.Scams particularly invloves someone calling another and the other party losing money. And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. Each unit features central AC/Heat, stainless steel appliances, vinyl plank flooring, quartz countertops and much more. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. This company was really convenient for me when I relocated to NC. Opt-In Form- Get Free Email Updates! Visnova is wonderful. And that wasn't even the worst possible outcome. If they were truly interested in helping people, they should have a less shady system of helping people in bad situations. Can I qualify for the Insurent Lease Guaranty? By clicking "Accept All", you consent to the use of ALL the cookies. Low Credit Score due to Divorce, Bankruptcy, Broken Leases, Evictions, are all Accepted because we Credit Qualify Best of all, you can get approved in 30 minutes at the lowest guaranty prices, and the Guaranty is normally issued within 24 hours. I would definitely recommend!Just a couple of FYIs First, they're serious about you needing to have verifiable income. If you want to rent an apartment in a building that has not yet been certified by Insurent, the estimated time for certification of a building is one hour provided the owner/landlord wants to sign up their building. Just trying to see if it allows me to post a reply.hmm.. It just depends upon whether your scammer wants cash, your personal information, or both. After I found one i liked they started me with 500 towards my total service fee. It will also eliminate the need for significant additional security or prepaid rent to the landlord, and will quicken the approval process and shorten the time needed to obtain the apartment. It goes against our guidelines to offer incentives for reviews. You will be contacted by one of our Placement Coordinators within 4 business hours after youve submitted your online pre-qualification form and paid your initial fee of $50 online. I cant thank OneApp enough because they were truly a blessing to my family. Their is very little communication and the fact that I can't get anyone on the phone is SCARY. We screen and stand behind renters we verify. I submitted numerous apartment complexes and was told they are either not answering or returning their calls or they just dont want to work with them. We are paid a commision (like a realtor) from the referral company we send you. However, you may visit "Cookie Settings" to provide a controlled consent. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty. In the Real Estate Rental Agency category. As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. The real question is: why not? Landlords are guaranteed their rent in full each month. "I brought my client to a lease signing for her apartment and the lease stated the rent was $50 more than initially agreed, as well as $500 extra in up-front building fees," Elliott Sudwarts, a New York real estate agent, told Business Insider. My student loan debt and medical bills were keeping me from being approved but they saw thru that. Visit Business Insider's homepage for more stories. "These charges could deplete your entire security deposit. Information is copyrighted and school data provided by GreatSchools.org. Like any other business our goal is to make money but not at the expense of hurting or lying to people. "Never wire money to someone if you aren't confident they're who they say they are, because once you do, the money is gone. Free Application And Same-Day Approvals. These cookies will be stored in your browser only with your consent. We also process applications in the evening and on holidays and issue Qualification Certificates at those times. We can make it work. thanks for all your help to secure a new apartment. Do you look at the combined annual income of all of us or do we each need to meet the minimum 27.5x the monthly rent level? Yes. I seriously recommend! (Credit Privacy Number) is a private number that can help you re-establish credit. If she had wired any cash, it would have been gone without a trace. This cookie is set by GDPR Cookie Consent plugin. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. It's like having a whole new credit profile and starting over with zero credit and history. Yes, loans with bad credit and guaranteed approval will always be a higher risk to the lender and because of this, they will price their loan accordingly. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. | Site Map. The property may require other fees and deposits. Can the Insurent Lease Guaranty Program assist me if I am an international student or US student? How much is the Guaranty fee under the Insurent Lease Guaranty Program? Our Program has a 100% success rate for approvals. Nearby ZIP codes include 92821 and 92822. We work in all 50 states.No geolocation limit. We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. After filling my BK13, these were the only people willing to work with me. Yes, you will both be individually responsible for payment of the Insurent Guaranty fee. This business was made for me! Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! We can also combine parents to meet the above tests. I use them on all leases when an applicant is borderline and I may be on the fence about them. The 5 star review is beyond fake. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. If there are roommates, you would normally divide the guaranty fee equally, but you can divide the guaranty fee any way you like. I asked david and he said their a situation. LET OUR COURTEOUS STAFF GO OVER THE PROGRAM, AND ANSWER ANY QUESTIONS YOU MAY HAVE. We've. Approvals are based on income and real-world financial indicators. good luck finding another cosigner/guarantor - note: we never changed you a penny. Here's what you can do. I had called a couple of other companies before them that did the same type of service and never even received a response from them. We declined the appointment. I had lost my job two years ago and had an eviction on my record. Where Renters Are Approved And Landlords Never Lose. What happens if I have a co-tenant or roommate? Yes, the Insurent Lease Guaranty Program is available for market-rate and rent-stabilized apartments, and not for rent-controlled apartments. Guranteed Apartment Approvals | Houston TX "By the time you discover the keys don't work, they're long gone.". You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. We have seen every scenario and we're here to help. Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. In the event that you are an international student or fall below the minimum 27.5x the monthly rent, please email us at renter-app@insurent.com so we can guide you through the application process. The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). However, what you can expect is an honest response from us, as always. I wish I heard of them before spending hundreds of $ on applications. I cant thank them enough for helping to bridge the gap. When our Corporate Application have been APPROVED, youll receive a Welcome Confirmation email to confirm your Move-In Date and duration of your Lease Agreement. However, with our relationships and resources, we may be able to get you approved for an eviction friendly apartment. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). They have ONE number that always goes to voicemail, but they always text. I got a lease guarantor for my apartment here in brooklyn. Here are seven of the worst apartment scams, and some tips to make sure you're not on the wrong end of one during your apartment hunt. Downtown Brea Apartments for Rent. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? Anchoryourassets eventually kept all my money and even the deposit I had placed. 250 E Acacia St. Maplewood Apartment Homes. In fact, you will be subject to legal action for the full recovery of any payments that the insurer makes to the landlord on your behalf. "When you move out, your landlord will try to recoup all of the money that they can for repairs, even if the property was damaged prior to you moving in," Shawn Breyer, a real estate agent in Georgia, told Business Insider. Everything went smooth and we arranged the details additionally over the phone. Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. You need a new address, email address and telephone number. Acceptable Applications Include Renters With: A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. Couldn't believe it when I got approved. Brokers and Leasing Agents benefit by being able to close deals quickly. I will refer anyone that needs your help! The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. Hahaha I asked ONE question!!! This website uses cookies to improve your experience while you navigate through the website. Home Approval. to help you find the perfect apartment or home for your family! Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. But opting out of some of these cookies may affect your browsing experience. anyhow, not sure how i found this company, but they said they could get me approved if i can prove my income i could,so i signed up they said their fee is equal to 1 month's rent plus 250. OK pretty high but, i need the location for my daughters school anyhoo.. they told me they can prove to my for as little as 500 bucks down towards my total fee with an approval from the property i picked well, lets say i was SOLD when i got my WELCOME LETTER from the property and called them to confirm if its really REALLY for real ! Submit copy of last years tax return or accountants letter and a copy of your drivers license or passport. The online ad was detailed and packed with gorgeous photos. Get in into the PERFECT school district i have been wanting for SOOO long! I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. CONTACTING THE *** process was a breeze and it helped us begin our new life together! Cookie Settings Accept All It is unfortunate you felt compelled to write a negative review in spite of our honest approach to business. You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. Call today. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. It takes only a few minutes to apply for an online guaranteed payday loan (or for a guaranteed payday cash advance alternative, namely a short-term personal loan), and you will usually receive a loan decision within seconds after hitting the submit button. I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. Renters benefit by obtaining a place for which they otherwise could not qualify. Always insist on seeing the property in person before proceeding with any additional apartment renting steps. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. Two potential downsides, however: The card charges an annual fee of $35, and . Guranteed Apartment Approvals, Houston, Texas. If your financial profile is difficult to assess by standard means, we can dissect it almost forensically. Renters In The Atlanta And Metro Surrounding Area Can Complete Our Guaranteed Second Chance Rental Application For Free Consultation With An Agent That Represents Atlanta. That is why our Leasing Program allow clients , an estimated 5.2 million renters have lost money to rental scams. On Monday I submitted all requested paper work including personal information. We specialize in second chance rental services, corporate leasing, co-signor programs and low income second chance rental services. The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? I'm so glad I did! If your spouse or roommate is signing the lease, he or she must also complete an Insurent application. Applications with co-tenants must be completed by all renters for the application to be processed. Every employee as a voluntary benefit. We highly recommend Guaranteed Apartment Approval The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! After my divorce and the loss of my home I didnt know where to turn with a great salary and poor credit score. I used the Nationwide Apartment Guarantor Service after many rental companies turned me down due to credit problems. The area i am in requires at lease 3x rent as income and i know alone i don't hit that mark so i'm having someone live with me. The staff was very friendly, and worked with me to secure a lease. We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. I TREC Information About Broker Services OneApp Guarantee is the solution for renters with challenges like income, less-than-perfect credit or rental history hiccups. Hey thanks for the kind words! A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. They applied one time and were approved instantly for a lease. Get credit for your on-time rent payments! I would recommend this company. In the event that you fall into that category, please email us at, Yes. Pre-screening is totally free! We spoke to experts and found out some of the worst apartment-hunting scams that are taking place right now. I got discouraged and started giving up hope, but I knew I had to find a place for my three children. Who are the various types of renters for who you issue guarantees? Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. All I have to say is that Alanda Brown and Robert Smith were amazing. Never complete the rental application or background check information without making sure the property and landlord are legitimate. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. We help people get their new homes since 2014 non-stop. If your ready to find your new home let us help. I am self-employed and my earnings vary significantly from year to year. This building is located in Brea in Orange County zip code 92821. Lets go from 500 to a 700+ credit score. Update: our application is not on our website. Their friendly We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. We are the #1 Apartment Approval Company in the nation. community that was finished being built about a year ago. You also have the option to opt-out of these cookies. Can I still qualify for an Insurent Lease Guaranty? This place and *********************** took money from my family after losing our home following covid. What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? i am happy also you got your keys and got settled in!, thx for using our service, Lindsey. Transunion & Equifax will reflect your solid payment history. At that point I wasted 4 months and $1400. By acting as your lease guarantor, Insurent takes the stress away and get your your dream apartment. They did not get approved. I always got a prompt response from them when I texted. And got treated with such disrespect. Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. The apartment approval process is similar to taking out a loanyou must prove that you're not a credit risk and can keep up with monthly payments. View the Tenant Participation Agreement. We process all Rental Credit applications on your behalf! These cookies ensure basic functionalities and security features of the website, anonymously. In such cases, it is still possible to qualify with only the person having good credit being the signatory on the lease and the other person being solely an occupant. In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. Imperial Parkhurst and Northeast Anaheim are nearby neighborhoods. Again, ONE question and one of their employees became enraged and defensive. Enjoy your new home and know we've got your back. In the event that a building you are interested in is not currently in our database, please notify Insurent by email to. We will go over what is needed to get approved for an apartment, tips they won't tell you when applying, and programs 5 Ways To Rent An Apartment EVEN IF You Have Bad Credit or Have an. Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. However, they didn't know I always get everything agreed in writing. Hold up your end of the deal and so will they.